A cryptocurrency investment firm named BTC Global was the focus of a fraud case with losses exceeping $80 million. We may receive advertising compensation when you click certain products. Bitcoin mining. Please visit Luno for its exact pricing terms. Luno and VALR are large exchanges which offer a wealth of resources aimed at educating their users about cryptocurrencies. More importantly, South Africa gives users more than a few choices where they can spend their Bitcoin. Log In. This is the information presented on the official Bitcoin Revolution South Africa website. Everything to do with the cryptocurrency. More South Africans are reporting dodgy Bitcoin investment schemes to the police, following the BTC Global scam. Bitcoin as a form of payment for products and services has grown, and merchants have an incentive to accept it because fees are lower than those typically imposed by credit card processors. Bitcoin is extremely popular in South Africa thanks to a variety of reasons such as economic uncertainty and political tensions. bitcoin pro APP is works as a code to get financial success, shows traders how they can make money online, helps them to discover different ways to get massive returns on their investment. We may receive compensation when you use Bitpanda. Privacy is enhanced with Bitcoin and it reduces identity theft. In fact, cryptocurrency exchange Luno reports that there are thousands of merchants that accept Bitcoin in the country, including stationery seller Applebee, fashion clothing provider BLVD Boutique, and even hula hoop performers. Bitcoin is s digital currency, so people trade it like Forex, and the two currencies being traded in South Africa are Rand and bitcoin. Paybis is a popular & cryptocurrency exchange. Bitcoin Mining. Bitcoin Pro was founded at the onset of the bitcoin boom of 2017/2018 and was a key driver of the insane volatility in early 2018. Some of the investors managed to get payed, but ultimately, like all ponzi schemes the payments eventually just stopped. There are many bitcoin videos on the web, but we consider these to be the best out there so far. For instance, Bitcoin trading in South Africa started rising from March 2017 when the country’s finance minister had to vacate his post under controversial circumstances. Over $4 million worth of bitcoins are traded for the South African Rand each day on Luno. We may receive compensation when you use Bitit. You can buy and sell Bitcoin in South Africa through a reputable Bitcoin exchange. 32 talking about this. The current price of Bitcoin in South Africa is ZAR527,859.49, however this amount changes every minute, so always check the value on your local exchange. Bitcoin transactions between wallets are not linked to your bank account, Anyone can use bitcoin, there is no need for account verification, identity checks or proof of residence, No central authority telling you what you can and cannot do with your money, Your account can never be seized or closed, you are the only one with control. The situation in South Africa had been worsening after the ouster of the old president. Luno also offers an Instant Buy feature. Whereas those both pro and anti seek to regulate the use of Bitcoin and other crypto currencies, the S. African Government has taken the extraordinary ⦠Website . Bitcoin Pro App is a viral trading system thanks to its advanced features and proven performance. Electrum is a Bitcoin-only wallet that has been around since 2011. South Africa's economy is the third largest in Africa. Earn $13000 in next 24 hours with this secret bitcoin pro system with your small investment in south africa. Bitcoin Bank South Africa software automatically buys and sells bitcoin to capitalize on the predictions on behalf of the user. This can be done almost instantly, for virtually no cost, regardless of the amount of money. What people need to understand is that the bitcoin protocol does not have ‘interest’, it simply does not exist in bitcoin. Did you know that when you buy using the Instant Buy option on the Luno App, you pay 2% service fee? Welcome to the Bitcoin ZAR website, a place for people living in South Africa who are interested in Bitcoin. There are three main types of Bitcoin wallet and all of them are supported in South Africa: The Ledger Nano X is the newest crypto hardware wallet, and is very easy to use. Buy bitcoin in South Africa Users looking to buy Bitcoin in South Africa can do so from one of the many exchanges available in the country. Transfer funds from major South African bank accounts to the exchange, and once the funds have cleared, you can trade the ZAR for bitcoin. Luno, for instance, allows users to instantly buy Bitcoin, is known for free deposits, and provides users with really high limits based on their verification level. IS IT LEGAL TO BUY AND SELL BITCOIN IN SOUTH AFRICA? Now! The demand for bitcoin. Buy Bitcoin Worldwide is for educational purposes only. This Bitcoin Trader Pro has already garnered insane praise and is rapidly gaining popularity. These ATMs allow users to buy Bitcoin using cash in a quick and easy manner as it doesn’t require sign-ups and identity verification with exchanges, which might take up a few days to go through. Additionally, the unregulated nature of Bitcoin and other cryptocurrencies gives rise to potential scams according to the paper, so this is another area the SARB wants to address. It has been created by a team of engineers who have also gained knowledge and expertise as crypto traders. Some countries like the USA, Japan and Brazil have the largest bitcoin economies in the world. South Africa has access to many large Bitcoin and cryptocurrency exchanges. It supports Bitcoin, Ethereum, Litecoin, Zcash and many other coins. You'll need a Bitcoin wallet before you buy since some exchanges require one. These ATMs allow users to instantly purchase the cryptocurrency using cash, and most of them only require a telephone number for verification, so long as you aren’t buying a lot of Bitcoin. However, buyers should keep in mind that they should first get a wallet to store the Bitcoin. Facts about Bitcoin Pro. Start accepting and making payments in Bitcoin almost immediately, and introduce customers, friends and family to Bitcoin so that you have a network of people you can transact with locally and internationally. South Africa has a total of five Bitcoin ATMs spread across the four cities of Cape Town, Pretoria, Johannesburg, and Nelspruit (Mbombela). Another way to buy Bitcoin in South Africa is through Bitcoin ATMs, through there aren’t many of them available in the country. See more of Bitcoin Mining Pro on Facebook. However, the drawback of buying Bitcoin through an ATM is the high transaction fees that range between 5% and 10%. Here are the 20 best exchanges in South Africa to buy bitcoin. A recent paper from the South African Central Bank (SARB) now suggests that anyone wishing to speculate and trade with Bitcoin, Bitcoin Cash and other tokens has nothing to fear in the country for the time being. Forgot account? eToro is a trading platform and crypto exchange. Please visit Bitpanda for its exact pricing terms. Learn more about what bitcoin is, here. Bitcoin is an online payment system invented by anonymous user ‘Satoshi Nakamoto’, who published his invention in 2008, and released as open-source software in 2009. Bitcoin wallets come in various forms, there are a desktop wallet that you download to your PC, a mobile wallet app that you download to your phone, a web based wallet that you can access through the web, a physical hardware wallet, or a secure paper wallet. First, you can buy bitcoin directly through an exchange, store it in a BTC wallet & wait for the Bitcoinâs price to rise, then sell it later when bitcoin is at a higher price to make a profit. Coinmama allows customers in almost every country to buy bitcoin. We have selected a variety of informative and interesting bitcoin videos to help you learn about bitcoin, how it works, the technology behind bitcoin, and how it can be useful. Product/Service. R 848 997.00. It's easy to use, but has advanced features. With the knowledge that many investors are interested in earning profits with minimal risks, the owners of Bitcoin Era South Africa have confirmed that their system can ⦠Bitcoin ATMs can be a quick and easy way to buy bitcoins and they're also private. There are two main ways of buying Bitcoin with cash in South Africa. There is another way to instantly […]. The current price of Bitcoin in South Africa is ZAR527,859.49, however this amount changes every minute, so always check the value on your local exchange. In the end, it can be concluded that Bitcoin is in a healthy state in South Africa and it should continue flourishing thanks to the government’s proactive and positive approach toward developing the country’s cryptocurrency system. Customers in Europe can also purchase bitcoins with SEPA transfer for a lower fee. It offers 0% fees for market makers, meaning you can avoid fees if you place a buy order then wait for a seller to take it. For instance, the SARB’s consultation paper points out that a digital currency such as Bitcoin could fragment the monetary system of the country by influencing money demand and supply. In 2014, the Reserve Bank of South Africa issued a paper on digital currencies, declaring them as having âno legal status or regulatory framework.â Since then, the South African Revenue Service classifies Bitcoin as an âintangible assetâ and is completely free to store, trade and spend. Welcome to Bitcoin mining hardware South Africa, we specialise in hardware and training. South Africa classifies bitcoin as an intangible asset and is growing in bitcoin usage. Please visit eToro for its exact pricing terms. They charge a 4.9%-5.9% (depends on volume) fee on each purchase. Bitcoin transfers are available within minutes, not like typical banking where it can take days, Available in any country, there are no international boundaries: send and receive anywhere in the world for no additional fees, Unlimited Access: have full control of your money, 24 hours/day, 7 days/week, from anywhere in the world, No high banking and transaction fees, monthly and annual fees, overdraft or over limit fees, No minimum or maximum amount for transactions, Purchases can be virtually anonymous, your name is not tied to your transaction, Transactions cannot be reversed, so retailers no longer need to worry about credit card chargebacks, Bitcoin Monthly Analysis Rounding up a huge quarter for Bitcoin with growth of up to 100% from the beginning of the year we take a look at few technicals that might give us some clues as to what the Cryptocurrency Markets have in store for investors. If you are looking to trade bitcoin in South Africa, you can do it in 2 ways. Sell R 851 542.00. FLOWS & MINING DATA In terms of mining data […], Once people first get bitcoin, they try to look for ways to earn more bitcoin in the form of interest, similar to how you would earn interest in a bank. Bitcoin in South Africa The South African Government take a quite different approach to Bitcoin than most governments. The most popular of these local exchanges is Luno and VALR. Local Bitcoins is another option. Online trading platform eToro saw a massive spike of 671% in Bitcoin trading through its platform from January to November 2017 as compared to the prior-year period. bitcoin pro Software is basically a Binary options trading software that is designed to help traders win and predict the Binary options trend of their respective options. Buy bitcoin, ethereum and XRP with rand. Luno is the most popular exchange to buy bitcoin in South Africa and it is often referred to as the South African Exchange. This does introduce a degree of risk, though by ensuring that you conduct all business on the platform, make use of its escrow services, and only trade with users who have a good reputation, you'll minimize any potential problems. Education Website. Buying cryptocurrency is made far easier for South Africans by the presence of multiple local exchanges which allow users to simply trade rand for Bitcoin or other tokens at the current market price. Investments are subject to market risk, including the loss of principal. Bitpanda offers customers the option to buy bitcoins with credit card, debit card, SOFORT, Skrill, NETELLER, giropay, eps, SEPA, and Online Bank Transfer. Popular Exchanges to Buy Bitcoin & Crypto in South Africa, how to buy bitcoins with a credit card on Bitpanda, Supports Bitcoin, Ethereum & 15 other coins, Special support for Nigeria, Malaysia, Singapore, South Africa, Indonesia, Trusted echange that has been active in traditional finance, You cannot deposit cryptocurrency, but you can deposit with other payment methods, One of the most trusted Bitcoin exchanges in Asia, Low fees; 0% for market makers and only 0% - 1% for market takers (depending on fiat currency), High to infinite limits for exchange, depending on verification level, Highest limits for buying bitcoins with a credit card, Some of the highest fees among credit/debit card bitcoin brokers, Some of the lowest fees for buying bitcoins with credit/debit card, Fees aren't shown openly on the site but instead included in the buying price, No traditional orderbook for advanced traders, Very low 0.25% taker fee, falling to 0.1% with sufficient trading volume, Very low maker fee, falling to 0% with sufficient trading volume, Highly-rated for security and data protection, In-person trades require no personal information, Purchases of bitcoin can be made quickly via cash deposit. Creating A Website. It also offers unique features like copy trading. It connects to iOS, Android & desktop computers. is high even in emerging markets, since bitcoins are seen as a stable alternative to cash. Create New Account. This makes it evident that South Africa will move in a cautious but progressive manner to regulate cryptocurrency and Bitcoin in the country. Founded mid-2011, Kraken is the one of the world's largest cryptocurrency exchanges, and the largest in Europe based on daily average trading volume. Transfer funds from major South African bank accounts to the exchange, and once the funds have cleared, you can trade the ZAR for bitcoin. Paybis offers incredibly high limits and super fast payouts, not to mention 5 minute ID verification and nearly perfect review scores on Trustpilot. This is exactly the […], Luno is a well known bitcoin exchange in South Africa, and it has is one of the most popular Apps that people use to buy and sell bitcoin. One of the easiest ways to buy Bitcoin in South Africa is through the cryptocurrency exchanges outlined above. Users may advertise trades for whichever payment method they prefer. Different exchanges have different transaction fees, withdrawal limits, payment modes, and verification processes that need to be kept in mind before users select one. Users, however, are advised against storing their Bitcoin in the Luno wallet as online reviews suggest due to certain concerns such as potential security flaws and long deposit and withdrawal times. Once you have a wallet in place, you can choose from the likes of Luno, Coinmama, CoinCorner, Bitit, and a few other options to buy Bitcoin from. That convenience and privacy, however, comes with a price; most ATMs have fees of 5-10%. Before jumping into this page, an important disclosure. We also have a Telegram chat group where we discuss and help each other with bitcoin and cryptocurrency. Another way to sell Bitcoins in South Africa is through automated teller machines (ATMs). Any such advice should be sought independently of visiting Buy Bitcoin Worldwide. Bitcoin Bank South Africa is simply a piece of software that is powered by intelligent algorithms capable of predicting future bitcoin prices with 90% accuracy. Only a legal professional can offer legal advice and Buy Bitcoin Worldwide offers no such advice with respect to the contents of its website. You can also buy bitcoins in South Africa by doing face to face trades with sellers who prefer to meet in person. Want to buy using Coinmama? ZenGo is an easy-to-use iOS and Android Bitcoin & crypto wallet. Harder to buy large amounts of bitcoins compared to large exchanges, Slightly to significantly higher prices than regular exchanges; premium for higher privacy, Our map makes it super easy to find a Bitcoin ATM near you, Bitcoin ATMs often have 5-10% fees per purchase, Unique way of purchasing offers extra privacy over other methods, 8% Neosurf fee is slightly better than Coinhouse's 10%, €10,000 initial weekly Neosurf cash payment limit, Bitcoin gift cards also available; more expensive than other options, In-person buying methods offer more privacy but can be confusing, Identity verification required for buying amounts over €25, €500 initial weekly credit/debit card limit. Also, it is recommended to have a wallet of your own for security reasons, preferably a hardware wallet. BTC Global agents encouraged people to invest, with the promise to earn 2% interest per day, 14% per week and 50% in a month. Buy bitcoins on one of our local South African bitcoin exchanges. Buy bitcoins on one of our local South African bitcoin exchanges. Here, you can buy and sell Bitcoin for a wide range of payment methods, from gift cards to bank transfers. Every day 24/7, South Africa traders buy and sell bitcoin on bitcoin exchanges as it fluctuates in price, to try and make a profit. Deposits can be made quickly via bank transfer, SEPA, NETELLER, PayPal and more. The bitcoin system works without a central repository or single administrator, so is the worlds first decentralized digital currency, and it is the largest of its kind in terms of total market value. What is the price of Bitcoin in South Africa? Keep checking back for updates. You could also use a service like eGifter to sell your Bitcoin for gift cards. How much does bitcoin cost in South Africa? This step-by-step guide will show you how to use Coinmama. Don't have a wallet? Another way to buy Bitcoins in South Africa is through automated teller machines (ATMs). Here are some interesting points to note about this robot. Computer Company. Bitcoin Mining Pro. Buy Bitcoin Worldwide receives compensation with respect to its referrals for out-bound crypto exchanges and crypto wallet websites. Why Trade Bitcoin with CM Trading. Order from Doodah and get fast delivery of Bitcoin and crypto mining hardware at the best prices â Fast delivery to your door anywhere in South Africa. Kraken accepts deposits in USD, EUR, CAD, GBP, JPY, and CHF. Our guide will show you how to buy bitcoins with a credit card on Bitpanda. The bitcoin system is peer-to-peer, and users can transact directly with each other all over the world almost instantly, without needing an intermediary such as a bank, Western Union, Moneygram, Paypal or any other company. There are several exchanges offering Bitcoin in South Africa, and you can easily select one based on your requirements and preferences using our guide. LocalBitcoins is an escrow service which also helps to match bitcoin buyers and sellers. Some of our most popular bitcoin pasts which you might find interesting are as follows: We are glad you have decided to become part of the Bitcoin revolution in South Africa and around the world. For more info about obtaining BitCoin Miners in South Africa please contact us via Facebook messenger It is available in almost all countries.Deposits can be made via bank wire, SEPA, ACH and SWIFT. Trade the largest selection of cryptocurrencies in South Africa including Bitcoin Cash, Litecoin, Tezos and ⦠Once you have signed up for an account and it is verified, you need to obtain a Bitcoin wallet that you use for your Bitcoin transactions. The SARB is of the opinion that cryptocurrency-related businesses should register with the country’s Financial Intelligence Centre, a move that’s potentially aimed at increasing the adoption of the likes of Bitcoin by taking care of the risk-related factors. Start within 20 seconds. In case you don’t have a wallet, you can go through our guide on the best Bitcoin and cryptocurrency wallets. ... Bitcoin Mining South Africa. In fact, South Africa ranks second in the list of countries that are most interested in Bitcoin after Nigeria, according to Google Trends. Every visitor to Buy Bitcoin Worldwide should consult a professional financial advisor before engaging in such practices. Luno is a Bitcoin exchange with a presence in South Africa, Singapore, Nigeria, Malaysia and Indonesia. You can locate Bitcoin ATMs in South Africa using our Bitcoin ATM Map. You can locate Bitcoin ATMs in South Africa using our Bitcoin ATM Map. bitcoin allows for the first time ever, any human being anywhere on the planet, to be able to send and receive any amount of money, with anyone else on the planet, without having to ask for permission from any bank, corporation, or government. You can also buy bitcoins in South Africa by doing face to face trades with sellers who prefer to meet in person. This ad promotes virtual cryptocurrency investing within the EU (by eToro Europe Ltd. and eToro UK Ltd.) & USA (by eToro USA LLC); which is highly volatile, unregulated in most EU countries, no EU protections & not supervised by the EU regulatory framework. Price: Bitcoin currently traded at 26,000$ ( click for updated price) while Bitcoin Pro is ⦠The most ⦠The new president, Cyril Ramaphosa, had announced immediately that he would take their land from white farmers without compensation, which was probably only be the beginning of the nationalisation of property. South Africa offers several ATMs for its citizens to buy Bitcoins with Cash. We may receive compensation when you use Coinmama. That’s not surprising considering that South Africans have been on the lookout for alternative investment options to protect themselves against economic and political turmoil that rears its head in the country from time to time. How to earn compound interest on your cryptocurrency, How to pay less fees buying bitcoin instantly on Luno exchange. Local Bitcoins is a peer-to-peer (P2P) exchange, where you buy and sell with another individual. Bitcoin as "Safe Haven" in South Africa. Low R 806 026.00. Buy and Sell Bitcoin / BTC on South Africa's largest Crypto Exchange. Of all the countries on the African continent, South Africa has the most diversified economy, with heavy industrialization and a large tech sector. If you don’t have a wallet, refer to our guide on the Best Bitcoin and Cryptocurrency Wallets to choose one. We may receive compensation when you use LocalBitcoins. Any exchange with a Rand trading pair will allow you to sell your Bitcoin for fiat currency. Bitcoin Pro is nothing complex but a recently released automated robot used for trading purposes. Bitcoin Pro South Africa review has been described as the best crypto trading platform that currently exists. One of our online editors, Arnold Theron, volunteered to risk his own money and test out Bitcoin Pro. Now available in South Africa ⦠VALR is South Africa's leading cryptocurrency exchange. Before you start, please Join our bitcoin community for South Africa on Facebook and twitter, to keep up to date with our daily bitcoin news and information. They have high payment limits and low fees across their wide range of payment methods. Once you have signed up on an exchange â we will use L⦠Order professional crypto mining hardware from the following trusted suppliers in South Africa for Bitmain Antminer, GPU mining rigs, and power supplies. Additionally, Bitcoin buyers need to keep in mind the fact that certain exchanges might require them to get a wallet of their own before they are able to buy the digital currency. So our editorial team tested Bitcoin Pro to make sure it actually works like Trevor described. How do I cash out of Bitcoin in South Africa? 1,159 people like this. However, the removal of grey area around the regulation of crypto has meant that many exchanges have opened up their doors to South African investors. Buying bitcoins via an in-person meeting, secured and facilitated by LocalBitcoins, may be one of the fastest and most private ways to buy bitcoins in any country, including the United States, Europe (besides Germany), UK, Singapore, Canada, Australia and many more. The regulatory environment for Bitcoin in South Africa has been favorable so far, though the Reserve Bank has made it clear that it won’t treat the digital currency as “currency” but as “crypto assets.” The South African Reserve Bank (SARB) released a “Consultation Paper on Policy Proposals for Crypto Assets” in January 2019 that suggests favorable guidelines and recommendations for digital currencies. Join us on telegram at t.me/bitcoinzarchat. This also applies to payment transactions using digital foreign exchange. Bitcoin Prize For Winners Of South Africa Mountain Bike Race About 150 mountain bikers will compete at this yearâs edition of the Munga MTB race in South Africa. As a result, the agency will introduce measures to keep a check on financial terrorism and money laundering, and plans to introduce the rules in a retroactive manner based on the way the cryptocurrency industry in South Africa develops. With Bitcoin Pro it only takes about 15 seconds for your transaction to pass, this is an evolution, itâs so much faster and efficient we have to give it another +5 points to Bitcoin Pro. Buy Bitcoin Worldwide does not promote, facilitate or engage in futures, options contracts or any other form of derivatives trading. The potential to earn in foreign currency and invest in something that some say is bigger than the internet. Please visit Coinmama for its exact pricing terms. Please visit LocalBitcoins for its exact pricing terms. Basic; Advanced; BTC / xZAR . There is no company or entity controlling bitcoin. Bitcoin is completely legal in South Africa. Disclaimer: Buy Bitcoin Worldwide is not offering, promoting, or encouraging the purchase, sale, or trade of any security or commodity. Yes, it is legal to buy and sell Bitcoin in South Africa. Unlike credit cards, any fees are paid by the purchaser, not the vendor. Our corporate leadership did not want us releasing any information that could potentially cause citizens of South Africa to lose their hard-earned money. Sign up with Coinbase and manage your crypto easily and securely. Much the same as individuals exchange forex by conjecturing that a few monetary forms will rise, you can likewise hypothesize with Bitcoin in light of the esteem increments or diminishes with specific patterns and occasions. Does your business accept bitcoin as a payment method for products or services? Coinbase ONLY allows crypto-to-crypto conversions for South African residents as of January of 2021. Review of Bitcoin South Africa Overall, your site is very helpful. Luno has ZAR trading pairs for many popular coins. Any exchange with a Rand trading pair will allow you to sell your Bitcoin for fiat currency. Constructed by experts in artificial intelligence and natural language processing, it is an app that uses algorithms on trading, which claim to be 99.4% reliable and stable for generating revenue. According to the South African reserve bank, the country's financial regulator, the state has experienced “an exponential increase in the provision and use of crypto assets”, thus it published a “draft declaration of crypto assets as a financial product”. These ATMs allow users to instantly purchase and sell cryptocurrency using cash, however most of them require at least a phone number, so they aren't totally private. Bitpanda is a Bitcoin broker based in Europe. Bitcoin is a payment system introduced to the world in 2009 was the first digital currency to be created. We may receive compensation when you use eToro. Access the exchanges via your personal computer or Smartphone using the relevant mobile app. Community See All. Gives quite a neutral view on crypto's. However, Bitcoin trading in the country must have taken a hit in 2018 as Bitcoin’s value started tumbling, while the government also started taking steps to regulate the currency. Wallabit Media LLC and/or its owner/writers own Bitcoin. Buy Bitcoin Worldwide, nor any of its owners, employees or agents, are licensed broker-dealers, investment advisors, or hold any relevant distinction or title with respect to investing. When ratings agency S&P downgraded the country’s local currency debt to junk, Bitcoin trading in South Africa shot through the roof. To make a profit, you must sell bitcoin for more than you paid for it. They serve 180 countries and 48 US states and are registered with FinCEN, making them a more trusted, regulated exchange. Bitcoin in South Africa Bitcoin and all other cryptocurrencies are perfectly legal in South Africa. Bitit lets you purchase bitcoin online with a 3DS-enabled credit/debit cards or with cash via Neosurf, Flexepin (coming soon) and Cashlib vouchers, available in over 150,000 local stores across Europe. After I had paid for it, the site confirmed that it received funds however, I had no further confirmation on delivery of the Ledger. Please visit Bitit for its exact pricing terms. Easy, safe, and secure Join 30+ million customers. The South African Reserve Bank (SARS) has issued warnings regarding the risks associated with trading in Bitcoin but there is no actual ban on any form of cryptocurrency trading. You can use our Bitcoin ATM map to buy bitcoins with cash. Smartmoneyhack. Beware of scams; always follow the rules! or. Buy Bitcoin Worldwide does not offer legal advice. We may receive compensation when you use Luno. That's because, in the case of BTC Global and other Ponzi schemes, initial investors are paid out of new investor funds.
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